Auto Body Insurance Claims:
We Work With All Insurance Companies

Auto insurance claims can be overwhelming. At Minor Auto Damage, we simplify the process, working directly with all major insurance companies for smooth, efficient, and hassle-free vehicle repair.

Why stress when you could trust our experts to work with your insurance agent?

The Six Steps in the Insurance Claim Process

Step One: Report Incident & Get Claim Number

Contact your insurer immediately after an accident to obtain a claim number. Share this number with us, and we will initiate communication with your insurance provider on your behalf.

Step Two: Damage Assessment & Estimate

Our expert estimators will thoroughly inspect your vehicle's damage and prepare a detailed repair estimate. We will then review this estimate with you, clearly explaining all associated costs involved in the repairs.

Step Three: Direct Insurance Communication

We will manage all communication with your insurance company directly. This includes submitting the repair estimates and any other necessary supporting documentation for the claim.

Step Four: Claim Approval & Supplementals

We work closely with your adjuster to secure timely approval for the repair plan. If any hidden damage is discovered during repairs, we will promptly submit supplemental estimates and keep you informed.

Step Five: Quality Repair & Restoration

Upon approval, our certified technicians will begin repairs using high-quality parts. We focus on restoring your vehicle to its pre-accident condition, ensuring both structural integrity and aesthetic quality.

Step Six: Final Payment & Handover

We typically bill your insurance company directly for the completed repairs. You will be responsible for paying your deductible directly to us once the repairs are finished and your vehicle is ready for pickup.

Benefits of Working With Us

  • Stress Less, Recover Faster

    We take the burden of complex claim communication and paperwork off your shoulders.

  • More Than 20+ Years of Expertise

    Our deep understanding of auto body claims ensures a more efficient and successful process.

  • Accurate and Honest Estimates

    Detailed, honest and timely estimates help avoid delays and get your repairs started quickly.

  • Enjoy Quality That Lasts

    Our top rated, certified technicians guarantee the highest quality repairs for your long-term satisfaction and safety.

  • Know Your Costs Upfront

    We provide clear information about your deductible, so there are no surprises.

  • We Fight for Your Repair Needs

    We act as your advocate to ensure all necessary work is approved and covered by your insurance.

Frequently Asked Questions (FAQS)

  • Yes, Minor Auto Damage works with all major auto insurance providers.

  • No, you have the right to choose your own repair shop.

  • Provide your insurer name, policy number, and claim number.

  • Yes, we communicate directly with your adjuster.

  • We'll notify you immediately upon approval.

  • Paying out of pocket might be better; we can provide a cash estimate.

  • We document, contact your insurer for supplemental approval, and keep you informed every step of the process.

  • It can sometimes impact premiums; discuss with your agent.

Stop By Our South Tampa Shop For a Free Estimate!

Location
5001 S Westshore Blvd, Tampa

Hours
Monday–Friday
9am–5pm

Phone
(727) 450-9344